Cost of living · household reality bench
Price your own household
Official inflation is an average. Configure a real household and see what a month of essentials actually costs it — and how its own inflation compares with the headline number. Every price is a real July-2026 figure; the basket is a transparent model, not a guess.
A household of 6 in metro Punjab, earning PKR 50–100k a month.
Essential monthly basket
▲ +15.4% vs a year ago
Your inflation vs the official rate
Your gap: +4.3 pts
Official CPI weights the average urban household; your basket weights differ, so your rate differs. Both are shown — never merged.
To keep last year’s standard of living
Cost 12 months ago
₨114,206
Cost today
₨131,821
Required raise to stand still: +15.4%
This basket exceeds the selected income bracket — households at this level substitute cheaper items or cut back.
The basket · 18 items · biggest rises flagged
| Item | Quantity | Monthly | YoY |
|---|---|---|---|
| 1 × monthly | ₨45,000 | +15.5% | |
| 335 units | ₨14,004 | +49.0% | |
| 45.0 × litre | ₨10,350 | +8.0% | |
| 1.1 × monthly basket | ₨8,100 | +9.0% | |
| 25 × litre | ₨7,895 | +14.3% | |
| 2.8 × 20kg bag | ₨7,453 | +71.8% | |
| 2.3 × 5L tin | ₨7,020 | +6.8% | |
| 2 × per adult | ₨7,000 | +25.7% | |
| 2 × per child | ₨7,000 | +8.3% | |
| 9.0 × kg | ₨3,555 | −16.7% | |
| 1.1 × monthly | ₨3,375 | +9.4% | |
| 1 × monthly | ₨2,500 | +0.9% | |
| 9.0 × dozen | ₨2,232 | −12.4% | |
| 11.3 × kg | ₨1,856 | +0.8% | |
| 1 × monthly | ₨1,250 | +22.9% | |
| 4.5 × kg | ₨1,125 | −21.7% | |
| 1.2 × per person | ₨1,080 | +7.6% | |
| 6.8 × kg | ₨1,026 | −21.1% | |
| Total essential basket | ₨131,821 | +15.4% | |